There is a growing number of first responders who are putting their careers on hold to take care of family members after a loved one passes away. What does this mean for the first responders themselves and for their families?
Roadblocks to career in logistics
As the 9/11 Commission indicated way back in 2002, first responders face a number of roadblocks before they can get their careers on track. Once you have dealt with the personal challenges, it’s time to consider other obstacles such as education and experience. According to Salary.com, entry-level salaries for logistics professionals range from $30,000 to $90,000 per year.
Getting into logistics isn’t a quick process, and it is often easier for the employer to hire an existing employee than to find a new one. The key for first responders is finding a way to find the time that they can work at home, as it will be difficult if not impossible to get around the block if they are needed for work.
Home loans for first responders
First responders have a lot on their plate, and the last thing they need to worry about is being able to afford a home. There are many financial hurdles first responders face when attempting to buy a home. Home loans for first responders allow them to purchase homes with less headache.
Home loans for first responders can help them get a foothold in the housing market, make their homes more affordable, and earn money on the side.
The impact of home ownership on a sudden death
A recent Duke study found that the people who own their home are 40% less likely to die from a sudden cardiac arrest. Researchers also found that people who lived on the same block as their homes were 15% less likely to die from a sudden cardiac arrest.
A study from Harvard University found that people who live in homes with severe hazards have a 72 percent higher risk of mortality. This is because first responders need to be able to instantly save lives, which would be impossible if they were dependent on their own homes.
What about the families of first responders?
The families of first responders are often left with the financial burden of supporting the family while they are unavailable due to work. One way to help is by providing a loan to be used when needed.
Home loans for first responders are a great option. Unfortunately, not everyone is qualified to apply, and the process of qualifying can be confusing and time-consuming.
Need for an early preparedness insurance plan
The need for a preparedness insurance plan is more pressing now than ever before. There are many first responders who have started to experience burnout and also some who have been made aware of the risks associated with home loans. This blog post includes advice on how to get an early preparedness insurance plan.
The need for an early preparedness insurance plan is growing and so are the costs. As first responders, you should be proactive about your plans and make sure you have a plan in place. This will save you both time and money if your plan fails or needs to be canceled due to unforeseen circumstances.